(Lizzie's post) stepson and signature!

[Gemini]

This is a long story. My late DH had a son from his first marriage, after DH passed away we lost touch then about 9 years ago he came with his son, then about 8 years old, after that I didn't see him again until he stood at the door on Friday with a bunch of flowers! It was 24 years ago on Friday that we got to know DH had only a few months to live. We sat talking and he produced papers from a life insurance that this father took out for him, he hadn't known it existed until he was tidying papers out, so he said, he asked me to sign it being DH's inheritor, I signed it then he took a photo of my license as an ID. After he left it got me thinking, what had I done!!!! I hardly slept and was at the police station at 9am, not knowing they are not open on a Saturday and that you need an appointment nowadays. The young man must have felt sorry for me so he let me in and listened to my story, he said it was all strange and they they would make a file of it and that is my ID was used for anything at all I had to go to them. I then called at the friends house, he is with the police and his wife was as well, they got in touch with a friend in the insurance business, he said he could need my signature to cash in on the insurance. The friend messaged him for me asking for a copy of what I had signed, I felt better after that.

The (step)son phoned yesterday afternoon and said he would get me a copy and that there was a lot happening at home, he phoned this morning if he could call in, his wife has thrown him out!!! A strange carry on, they have a son, he is 17 years old now, apparently the wife had ADAD and can be difficult to live with at times, over the years they have had their ups and downs, now it is really down. I told him I will always listen, which I will. I know I can't have him here, couldn't anyway as there is a dog as well. He is staying at a good friends for the time being. I have said he is welcome for a meal, he has taken me up on that. As for the documents, I told him I was worried that I had signed them, he said he understood that, I now have copies of everything!!

I just hope that it is all soon settled for him and that he can find somewhere to live, that won't be easy.

[Oma]

I think it's easy to do something then regret it later but you did the right thing Lizzie going to the police,
At least you have some proof of what you signed and he knows you have police back up as such ,

It all sounds strange and sad at the same time ,
Just be on your guard , you don't know this young man and you really don't know if he has a ulterior motive ,
He may be quite genuine but don't let your guard down .
Don't be giving him money even if he says he's broke , offer a meal and that's it .

Hopefully it's all above board but you just never know.

[Lizzie48]

Oma, that is how I think, so , I won't be offering him much, he won't need the money as he has a successful business, but, I do know he was one that can, shall I put it, lie!

His wife is very good with IT, it is her work, she knows computers inside and out, that is why I worried about what I had signed, she could easily have forged a few papers to get my signature! I think I have been watching too many Netflix films.

[Plantaholic]

I have made a comment on your previous post on this subject. I wonder where this inheritance money coming from, do you have to find it or is it after your demise? You certainly are doing the right thing.

[Lizzie48]

I have the insurance papers, if they are legal, so many things not right! Then to wait 24 years!!!!

[Plantaholic]

Wise Lady Lizzie

[Daisy]

Lizzie, what a worry for you. I think Oma's advice to be on your guard at all times is very good. Yes, if he is going through a bad patch and his relationship is over the odd meal is one thing, but that's it. xx

[Lizzie48]

An update! I woke this morning and decided to get in touch with the insurance company, only, I would need an account to mail etc, so , the men at the office do nothing else but sort these problems out, I took all the papers, there is a help-desk from 8-30am, I explained it all to one of the men, they can talk so much better than me in an official way. He was on the phone to them a full hour, first the help desk then the fraude team, R should have been honest with me instead of saying how he found the insurance papers etc etc etc. The insurance company had been in touch with him as nothing had been heard for 24 years, he can take the insurance over, he could have done that without my signature, with signing I have given him ownership, it is his money to start with, apparently not that much either they mentioned. If I hadn't have signed and something happened to him whilst I am still alive I would be one of the inheritors, the man at the office said, in fact that is a good thing, but, never sign anything again without asking them for advice. The man did say he was amazed at all the help desk did to help!

Now I can sleep again.

Daisy, I can offer him a meal now and again, then again, is it all true what he tells me

[Plantaholic]

Lizzie, so pleased you have resolved the issue. You were very wise to get some advice so now you can sleep without worrying what you might have done.

[Lizzie48]

Thanka Plan, that is true, I will think before I place my signature again.

[Gemini]

Phew,I'm glad all that is resolved now Lizzie.

[Daisy]

Lizzie, hopefully you can sleep peacefully tonight now all that is sorted out.