This is something I have been worrying about for some time, so I intend to send in the form and find out what my prediction is. Some other members will fall in this category.
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Well I have to wait another six years before my pension kicks in so I will keep an eye on what is going on etc. but I am not going to allow myself to get worked up about it just yet. It will all change several times between now and when I consider leaving work.If you want to go fast go alone, if you want to go far go together
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I don't think I have enough credits Qwerty, under the new system which starts next spring, to get a full pension.
I don't have any other pension as I didn't claim any of my ex husbands, as I didn't think it was fair, so I would like a state pension LOL.
You will have enough credits I'm sure Zizi.
I will send off the form and find out.“A grandchild fills a space in your heart that you never knew was empty.” – Unknown
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Gem - I don't know what changes are taking place, but when I reached retirement age (60 for me) I was able to claim for several years when I was out of the job market bringing up children, and I also took the option to 'buy in' the few extra years I needed for a full pension. I'd always paid full NI (not the married women's rate). You may be pleasantly surprised - I hope so, anyway.
"Joy is what happens to us when we allow ourselves to recognise how good things really are. "
(Marianne Williamson)
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You will get something Gem I didn't have enough years but they do take into account your years of being at home and I was at home for 10yrs bringing up the children I drew mine at 60 and the extra years were too expensive for what I would gain I have a small works pension only £105 a month as only their 6 yrs I was lucky I had a OH that drew a full pension and a good works one but I am sure you will be fine OH will have to cough a bit up for you but don't tell her I said so
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