Lately I've discovered some sites have the facility for live web chats as an alternative to phoning .I've done this a few times now and find it very useful.Sometimes I can get a bit flustered on the phone but the live chats give me an opportunity to think before I "speak".
Today for example I wanted to check up on something the gas engineer said this morning so I went on-line and spoke to an advisor who sorted out my query promptly.I had tried to ring previously but the wait time was up to 37 minutes(though there was a call back option) but then I only had to wait about 5 minutes for the on-line advisor

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